Our Services

Accident, Sickness & Unemployment

Why do you need it?

Many people make the mistake of thinking that should they fall ill, have an accident or lose the ability to work, the State will step in and sort it all out. Wrong – the rules governing sickness benefit claims tend to change regularly, and claiming the benefits can be challenging. Often the benefits paid are a lot less than people expect, and they are generally only paid after a considerable waiting period, by which time, home owners can already be in financial difficulty.

An ASU policy can be arranged with a deferred period that will fit in with employee benefits. After this period, the benefits will be paid on a monthly basis, usually for up to a maximum of 12 or 24 months. Longer periods of cover would be available under an Income Protection policy.

As with all Insurance policies, conditions and exclusions will apply.